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In the insurance industry, low-impact auto accident claims can be some of the most time-consuming and costly to investigate—despite involving minimal property damage or minor injuries. The Garrett Forensics Desktop Review offers a fast, cost-effective alternative to full-scale investigations by providing expert analysis remotely, specifically tailored to low-speed, low-damage vehicle collisions.

 

What is a Desktop Review?
A Desktop Review is a remote evaluation of an auto accident claim using existing documentation, such as photos, damage estimates, police reports, and witness statements. No site visit is required. Instead, the case is reviewed by ACTAR-certified police traffic officers, who specialize in traffic crash reconstruction and low-speed impact analysis.

This service is ideal for claims where:

Vehicle damage is minor

Injuries are questioned or disputed

Liability is unclear or contested

There is suspicion of fraud or exaggeration

 

Why ACTAR-Certified Police Traffic Officers?
All Garrett Forensics Desktop Reviews are conducted by seasoned police traffic investigators certified by the Accreditation Commission for Traffic Accident Reconstruction (ACTAR). These professionals bring decades of real-world crash investigation experience and a deep understanding of collision dynamics, driver behavior, and traffic code application—all critical for accurately assessing low-impact incidents.

 

How the Process Works
Submit Case Files: The insurance carrier provides photos, accident reports, repair estimates, and other relevant documents.

Desktop Analysis: An ACTAR-certified officer reviews the materials to determine if the reported damage and claimed injuries align with the nature of the incident.

Written Findings: A clear, concise report is generated with expert observations, conclusions, and recommendations for further action if needed.

 

Key Benefits for Insurance Professionals
1. Reduced Investigation Costs
For low-impact collisions, deploying a field investigator or full accident reconstruction expert is often cost-prohibitive. Desktop Reviews provide reliable insight at a fraction of the cost.

2. Fast Turnaround
Garrett’s Desktop Reviews typically have a quick turnaround time, allowing claims to be processed and closed faster, reducing overall claim cycle times.

3. Credible Expert Opinions
Backed by ACTAR certification and law enforcement experience, the opinions offered carry weight in disputes, mediations, and even legal proceedings.

4. Fraud Detection & Injury Validation
Low-speed accidents are often linked to questionable injury claims. Desktop Reviews can help validate or dispute injury causation, supporting stronger decisions and reducing exposure.

5. Improved Subrogation Support
If another party is at fault, the Desktop Review provides documented evidence that strengthens your position for subrogation or recovery.

 

Ideal for:
Parking lot or bumper-to-bumper collisions

Stop-and-go traffic incidents

Low-speed rear-end impacts

Conflicting versions of events

Minor vehicle damage with questionable injury claims

 

Why Garrett Forensics?
With over 50 years of forensic investigation expertise, Garrett Forensics is a trusted partner to the insurance industry. By offering Desktop Reviews for low-impact auto accidents, we help adjusters and claim handlers resolve cases faster, more accurately, and with greater confidence—without the cost and delay of traditional accident reconstruction.

 

Conclusion

For insurers managing low-impact vehicle claims, the Garrett Forensics Desktop Review offers a fast, credible, and cost-efficient way to assess liability, identify exaggeration or fraud, and streamline the claims process. With every case reviewed by ACTAR-certified police traffic officers, you’re getting trusted insight backed by decades of experience.

 

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